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Looking for urgent cash?

Instant Cash Approval in 15 Minutes

FocusMoney offers same day loans in the South Africa.
Apply now no credit check from direct lender and get
Instant payout.

Instant Cash Loans up to ZAR 8000

Focus Money is one of the direct leading option based in the South Africa with expertise in facilitating instant cash loans to the needy South Africa people. With a strong desire to help you get the best possible online loan service, we know it very well that we are a source from where a loan borrower can get a consumer friendly financial solution easily and safely.

Instant cash loans South Africa are short term cash for all salaried South Africa people that are trapped in unexpected, but unavoidable cash woes and need additional funds to meet their needs. The lenders who are working with us facilitate you to access small funds up to R1000 starting from R8 000 in unsecured form. 

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Why Choose Instant Cash Loans in South Africa?

24*7 online application: Our website remains live at all times and facilitates all South African people to apply for our cash services from all places of the World using the Global internet provided that they meet the terms and conditions of the loan. We are pleased to inform our clients that using our website with the intention of loan application and acquisition incurs no additional charges from us.

Collateral-free unsecured: Get Collateral-free unsecured cash service for 3 months against all of your immediate cash requirements.

Less documentation: We allow you to make a digital application on our website instant cash loan in 1 hour without documents significantly and lenders become able to accomplish loan formalities in a short time and offer you the funds quickly compared with a traditional loan.

Bad credit ok– Apply for loans without a credit check even if you have less than perfect credit scores. Bad credit borrowers are required to meet all the terms and conditions of loan eligibility parameters, present a copy of their credit report to the lender, qualify for a credit check performed by the lender and show their employment details to the lender to get approved for our cash services.

Attractive loan from leading lenders in the South Africa:

We have partnership with a number of leading lenders in the South Africa which facilitates you to obtain suitable loan packages with an attractive interest fees and easier terms and conditions.

So, don’t get worried and avail our urgent cash services in the times of sudden fiscal worries. Apply now to get Focus Money now.

With us at, avail unsecured funds against all your immediate fiscal requirements for instant cash loans immediate payout despite your poor credit scores. Our lenders consider loan application like a normal loan borrower if you meet the loan eligibility terms and conditions which are mentioned here below:

Who is Eligible?

  1. Employment in the South Africa,
  2. A valid bank account against the name of the loan applicants,
  3. A fluent monthly salary not less than R1000 and
  4. Valid identity and residence proof.
Find the Right Loan for You in Minutes!
"Get same day loan options quickly by comparing free quotes from a wide range of trusted lenders in South Africa. Apply today to borrow between R1000 and R30,000 with ease."

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Frequently Asked Questions

With a purpose to solve all quarries of our customers, we have prepared a list of frequently asked questions that will definitely help you to understand our small instant loans services that we arrange for all our clients across the South Africa:

We introduce customers seeking high-cost short term loan with our lenders and help them get instant cash loans in South Africa with fewer formalities.

When you fill out an application form on our website with all the required details, we forward your information to our panel of lenders so that they can check the legitimacy of your information and decide whether you are eligible for a loan or not.

Once they confirm your eligibility, they contact you with attractive and no credit check loans guaranteed approval offers and once you finalize the loan agreement, they transfer your required funds into your active bank account.

Always note that our credit lenders don’t offer loans other than online transactions. So, you must have an active bank account against your name to receive our loan services.

Save time, money, and effort by comparing with FocusMoney!

  • Apply: Complete a 1- minute online application on Focus Money to compare a change of lenders and loan options instantly.
  • Compare: Many loans, like payday loans and personal loan too, Our lenders offer such loans at affordable rates. Comparing lenders helps you find the most suitable deal that matches your financial situation.
  • Check Eligibility and Approval: Choose the lender and submit your application. Lenders will on time review application and provide an instant decision. If you approved, receive your loan same day. It’s essential to carefully examine the terms before signing.
  • Get Funds: Once you electronically sign and accept the loan contract, the lender will transfer the funds directly to your bank account within an hour.


Focus Money offer short-term urgent cash loans without collateral starting from R500 to highest R8 000, all depending upon your financial condition, cash requirements and repayment potential.

Yes, you can if you meet the instant cash loan  with bad credit history, eligibility terms and conditions.

Most of our online loan lender takes the loan repayment amount through the direct debit process. They also offer you loan extension facility if you are unable to pay off the loaned money on the due date.

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